Furniture on Finance for those with a Poor Credit History

It can often be difficult to find a finance option for a large item such as piece of furniture if you have a bad credit history. Often an individual will make an application for a new credit account and will be told that they have been rejected, with the lender leaving a mark on the file and making it even more difficult for them to apply for further credit in the future. Several catalogue companies in the UK offer finance for people with a poor credit history.
furniture on finance
You will be able to find a wide range of furniture for your home, including sofas, tables, chairs and bed, all in a wide variety of styles, sizes and colours. You can decide if you want to pay for the item in full when you have received your monthly statement, or pay for the piece of furniture over a longer period of time, in either weekly or monthly instalments.

Buying furniture on finance with a bad credit score – which catalogues are best?
If you have a less-than-perfect credit history, you will need to open a new account with a catalogue company which is likely to approve your application. There are many catalogue companies which sell furniture for the home, with products from many famous brands. You may want to purchase a new sofa for your living room, or a new bed for one your children’s bedrooms.

If you get approved for a new account, you will be able to pay off the full amount when you have received your monthly statement, which will list your outstanding balance and the piece of furniture you have purchased. You can also spread the cost by paying for the furniture in monthly instalments.

Which other catalogues offer furniture on finance?
Other catalogue companies allow you to spread the cost of the item by paying the minimum monthly repayment when you receive your monthly statement in the post. You can manage your personal account online via their website, giving you full control over your finances.

For a larger list of catalogues which offer furniture on finance for those with poor credit, visit Approved Catalogues. They have a large selection of UK retailers which are ideal for those with an adverse credit history.

Depending on the catalogue company you may need to provide some type of identification when opening a new account, such as proof of your name or address. Other catalogue companies may not even need to carry out a credit check, and will instead ask you how you intend to pay for the item, and may require a bank statement or wage slip before they approve your application.

Comments are closed.